Worksheet · Free PDF
Subscription audit
List, annualize, decide.
This is a twenty-minute exercise, not a moral judgment. Print the sheet, pull up the last two card statements, and write down every recurring charge — including the ones you were sure you cancelled.
Then multiply each monthly cost by twelve and choose, for each line: keep, cut, or pause for ninety days. Most of the list you will keep. The point of the exercise is knowing which is which.
Download the PDF (US Letter)What's on the sheet
- List every recurring charge on the last two card statements — Include the small ones. Especially the small ones.
- Multiply each monthly cost by twelve — Seeing the annual number is usually where the decision quietly makes itself.
- Mark keep, cut, or pause for the next 90 days — Pause is the underrated one. If you do not miss it in ninety days, cut it then.
Plumb is financial education, not financial, investment, tax, or legal advice.