Worksheet · Free PDF
The money date
A calm 30-minute monthly agenda for one person or two.
A money date is not a performance review. It is a small monthly ritual for sitting with the numbers, out loud or alone, before they turn into a conversation you did not want to have. Thirty minutes is enough. The agenda does the heavy lifting.
Ten minutes on the numbers. Twenty on what they mean. One decision for next month, and one quiet no. Same time each month, same table, and it stops being a big deal.
Download the PDF (US Letter)What's on the sheet
- Same time each month, ideally the same day — Put it on the calendar as a recurring event. The consistency does most of the work.
- Ten minutes of numbers, twenty of talking — The sheet keeps the numbers short so the conversation has room.
- End with one decision, no more — A single choice for next month is easier to keep than a list of five.
Plumb is financial education, not financial, investment, tax, or legal advice.