The plan
At sign-up, the Coach reads your connected accounts and writes a twelve-month plan — organised by month, walked in two or three small moves a week, each with a plain explanation of why it matters and what it should change. The plan ends at month twelve: a start, a middle, a graduation.
The Coach
Always on, knows your balances, your bills, your patterns, and your stated goals. Ask it anything about your money; it answers against your actual numbers, not generic advice. It shows its work so you can check — and veto — its reasoning.
What the Coach doesn't know
- Accounts you haven't connected. It can't tell "doesn't exist" from "wasn't shown" — connect broadly for the best plan.
- Your life outside the data. A pending job change, a family obligation — say it, and the plan adjusts.
- It can be wrong. It's an AI model. Every suggestion carries its reasoning precisely so you can catch the ones that don't fit.
The Numbers view
A tabbed deep view across Cash, Debts, Net worth, and Categories — built from your live accounts. Sortable tables, per-card APR and minimums, in and out month by month. Calm depth, not anxious depth.
Notifications
Alerts are off by default, on purpose. The product speaks on the plan's weekly rhythm; turn on specific alerts if you want more. Quiet is a feature, not a gap.